How Consumer Credit Works: How to Avoid Mistakes and How to Manage It Well
292 pages, trade paperback (4½ x 7¾). ISBN: 1-56343-782-1
By the end of 2003, consumer debt in the U.S. reached $2 trillion. By 2005, the average American may be carrying over $50,000 in consumer debtand that doesnt count mortgages or car loans. Its unsecured debt related to consumer spending. This borrowing is expensive and is fundamentally changing the way Americans live. Credit scores have become the golden keys to successful living. But what does it all mean? How do you know youre managing your credit wisely? In a credit-based economy, your credit score means as much to you as money in the bank meant to your grandparents. This book explains, in plain English, how to make sure your credit history, financial data, account information and other essentials are strong...and safe.
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